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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Friendly, easy to use & transparent providers

I love the visibility I get on my app. It’s so functional that I rarely need to even speak to anyone Reviewed on: 13th January 2023

Amazing company

Great Service and fantastic customer service, great app and easy to deal with. Reviewed on: 13th January 2023

Totally amazing credit company

Really good company really low charges and great customer service I think this is the best credit card company I have ever used Reviewed on: 13th January 2023

Great, easy, reliable, secure and professional

Great experience, great customer support, app is very easy and user friendly Reviewed on: 13th January 2023

Starting amount

I think they give you a good start payment to use Reviewed on: 13th January 2023

Brilliant

Excellent company who cares for they’re customers Reviewed on: 13th January 2023

Great card

Great card to use and access to online services easy to use Reviewed on: 13th January 2023

Effortless

Everything from application through to end use is effortless, quick and simple. Love the budgeting tools they have to help keep you on track making everything more transparent, nothing hidden Reviewed on: 13th January 2023

Top class bank

Ease of use and clear app to understand. Reviewed on: 13th January 2023

Good professional company

Nice App easy to navigate for payments and charges very transparent Reviewed on: 13th January 2023

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