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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good Card

Good card. No issues with them. Been with them a while now. Only gripe is my other cards have increased my limit over time. I pay the card off each month so limited interest. Reviewed on: 13th January 2023

Best credit card

I love my Zopa card. Its so easy to use. Great help if I need it and prompt attention to any queries I have Reviewed on: 13th January 2023

Zopa the best

Zopa always ensures that their customers are number 1 in wider scheme of things and the Zopa team is always at hand to assist. Reviewed on: 13th January 2023

Good

Reasonable repayment and credit limit very easy to talk to someone when needs be Reviewed on: 13th January 2023

Excellent

The credit card has improved my credit scores Reviewed on: 13th January 2023

Credit card

Very helpful and was told almost immediately that I was successful. The card was receivedwithin the timescale mentioned. Reviewed on: 13th January 2023

Excellent service

Excellent service, great experience and overall customer satisfaction Reviewed on: 13th January 2023

Amazing Credit Card Provider!

Quick and easy to apply! Trustworthy and no hidden fees! I have recommended to my friends family! Reviewed on: 13th January 2023

Excellent!

Zopa is an excellent credit card company. Polite, courteous and provide great financial advice. Reviewed on: 13th January 2023

Excellent no hassle

Great card got for use abroad no hassles, easy to use app Reviewed on: 13th January 2023

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