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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very easy and convenient to use

When applying, the form was a quick process; after that, the activation period so short the card arrived sharply. A lot of stores accept the use of this card, and you can tap into many different stores. I would recommend this card to my friends and family due to a reasonable interest rate. Great card. Reviewed on: 30th March 2022

Zopa. This Card Is A Must

So easy to use, no hassle even the app is so user friendly, I strongly recommend this card to everyone Reviewed on: 30th March 2022

Zopa Credit card

Really good experience with Zopa so far. The app it`s nice and the application was easy. I would recommend it. Thanks Reviewed on: 30th March 2022

Simple

It's very nice an easy to use the app to watch an understand my money Reviewed on: 30th March 2022

Excellent

Brilliant service. Easily navigated the application form. Excellent aftersales service. Regular updates and payment instructions. The app is easy to work with. Highly recommended Reviewed on: 30th March 2022

Thankful

Love the app great way to rebuild your credit if you’ve got poor credit history payments always took out with no problem just a pleasure Reviewed on: 30th March 2022

Amazing couldn't be more helpful in these desperate times too!

The title says it all!! This company has been a life saving blessing to me and my family. Reviewed on: 30th March 2022

Fantastic

Easy to keep track of spending through the app, love the app Reviewed on: 30th March 2022

Very helpful to rebuild our credit score

Very helpful to rebuild our credit score Reviewed on: 30th March 2022

Happy customer

Very happy with card and very easy to use app Reviewed on: 30th March 2022

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