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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Quick response

Good and quick help centre ,they deal with my issue very professional Reviewed on: 30th March 2022

Top card

Easy to apply for. Has an app so I can keep an eye on what I spend. I can also pay my card bill through the app. 10 out of 10. Reviewed on: 30th March 2022

absolutely great

Great company people should more aware off such great opportunities Reviewed on: 30th March 2022

Great card easy app to use to keep on top of your spending and paying back.

Easy to understand . Great credit builder and reasonable monthly interest rates. Reviewed on: 30th March 2022

Fantastic

I love zopa, i simple couldn't be without it. Simple to use and the app is so easy to make payments on. 5* Reviewed on: 30th March 2022

Brilliant

Friendly and helpful zopa is a convenient credit avenue Reviewed on: 30th March 2022

Amazing customer service, no hassle

Amazing customer service, no hassle Reviewed on: 30th March 2022

Great customer service

Easy to use banking app and great customer service.. amazing for people with a low credit score Reviewed on: 30th March 2022

Easy to apply for and use

I like Zopa because their credit card is easy to use and apply for if even of you don't have a good credit score. Also, they offer fair rates and a helpful app that lets you keep track of your spending. Reviewed on: 30th March 2022

Helped me build my credit rating

Helped me build my credit rating Reviewed on: 30th March 2022

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