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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good professional company

Nice App easy to navigate for payments and charges very transparent Reviewed on: 13th January 2023

Good Card

Good card. No issues with them. Been with them a while now. Only gripe is my other cards have increased my limit over time. I pay the card off each month so limited interest. Reviewed on: 13th January 2023

Best credit card

I love my Zopa card. Its so easy to use. Great help if I need it and prompt attention to any queries I have Reviewed on: 13th January 2023

Zopa the best

Zopa always ensures that their customers are number 1 in wider scheme of things and the Zopa team is always at hand to assist. Reviewed on: 13th January 2023

Good

Reasonable repayment and credit limit very easy to talk to someone when needs be Reviewed on: 13th January 2023

Excellent

The credit card has improved my credit scores Reviewed on: 13th January 2023

Credit card

Very helpful and was told almost immediately that I was successful. The card was receivedwithin the timescale mentioned. Reviewed on: 13th January 2023

Excellent service

Excellent service, great experience and overall customer satisfaction Reviewed on: 13th January 2023

Amazing Credit Card Provider!

Quick and easy to apply! Trustworthy and no hidden fees! I have recommended to my friends family! Reviewed on: 13th January 2023

Excellent!

Zopa is an excellent credit card company. Polite, courteous and provide great financial advice. Reviewed on: 13th January 2023

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