Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44343)

Excellent

5
Excellent and very quick application and answer and received card with in 2 days. The app is easy and is perfect Reviewed on: 13th January 2023
islam.mahmoud_777@hotmail.co.uk's avatar
[email protected]

Great Credit Card!!!

5
An amazing credit card with many perks, one of my best yet! Reviewed on: 13th January 2023
Yas's avatar
Yas

Great card

5
Great card with a great app easy to use and understand Reviewed on: 13th January 2023
Chris Matthews's avatar
Chris Matthews

Great service

5
Quick easy application very helpful staff quick decision Reviewed on: 13th January 2023
Jayne's avatar
Jayne

Quick decision and Easy to manage

5
When I did a search online the Zopa card appeared. I clicked on it and it was so simple and easy to complete the application and I was given a quick decision! The app was easy to set up and I find it easy to manage my money on the app. I would highly recommend this card. Reviewed on: 13th January 2023
Jlm's avatar
Jlm

That's the one

5
Well it was a bit of a surprise and out of nowhere they came up and offered me credit card. Easy application and quick decision. Overall really good. Reviewed on: 13th January 2023
Mike's avatar
Mike

Very good service

5
I love it this credit card very good service and interest rates ok Reviewed on: 13th January 2023
Shammi Akthar 's avatar
Shammi Akthar

Zopa zogood

5
New customer to Zopa and so easy to use their app, great customer service and now market leading savings products. Unlike any other credit provider out there. Reviewed on: 13th January 2023
ian S's avatar
ian S

Excellent

5
Excellent services and best card Reviewed on: 13th January 2023
babupanesar@hotmail.co.uk's avatar
[email protected]

Very likely

4
Great bank , always helpful, always they are whenever o need them Reviewed on: 13th January 2023
Anonymous's avatar
Anonymous

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill