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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

Really good credit card and very easy to use the app Reviewed on: 13th January 2023

Good company

No issues at all since I have had the card used abroad and back home with no issues Reviewed on: 13th January 2023

Best

Very helpful and very trustworthy Reviewed on: 13th January 2023

Easy, safe

Very easy to apply and decision made very quick. Liked it Reviewed on: 13th January 2023

Very good up to date amount good team response

Amount up to date Good team response Contactless limit Reviewed on: 13th January 2023

Excellent credit card

App easy to use -excellently service and easy to pay bills etc. it has helped me build my credit profile. Reviewed on: 13th January 2023

No problems app easy to use and clear

Helped me out and is easily controlled wiv the app Reviewed on: 13th January 2023

Help when needed

My credit rating was not good. Zopa allowed me a card when others refused. I wad going through a divorce and house move, their card allowed me to move home and restart my life. Reviewed on: 13th January 2023

Very Consumer Friendly Company

Since being with Zopa, I’ve had zero issues with them. Easy to apply for, easy to use app and frequent communications from them means I know of any changes quickly. Very happy customer Reviewed on: 13th January 2023

Good

Very good zona Reviewed on: 13th January 2023

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