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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service

I would recommend ZOPA as they helped with the process of getting my car finance from start to finish Reviewed on: 30th March 2022

Excellent service

Always happy to help easy and reliable service brilliant Reviewed on: 30th March 2022

Credit Card Review

Zopa are so good! Easy to use, interactive app and they keep you up to date - would defo recommend Reviewed on: 30th March 2022

The up to statement and the app is second to none.

Very good and the service is very sleek. Reviewed on: 30th March 2022

Amazing

Honestly brilliant would 100% recommend to absolutely everyone, works so well and I use this card for everything it’s changed my life. Reviewed on: 30th March 2022

Freedom

A bit of financial freedom after being left in a mess by ex husband. Thank you. Reviewed on: 30th March 2022

Quick and easy

Easy application and good communication Reviewed on: 30th March 2022

Good

Good credit card and excellent service Reviewed on: 30th March 2022

Awesome

My experience has been awesome so far, the APR is reasonable an it's just all around suitable for anyone wanting to build their score higher, I would recommend to my friends and family. Reviewed on: 30th March 2022

Fast and affordable

Card came quickly and good month take rate of repayment Reviewed on: 30th March 2022

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