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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very likely

Great bank , always helpful, always they are whenever o need them Reviewed on: 13th January 2023

Credit card

Really good credit card and very easy to use the app Reviewed on: 13th January 2023

Good company

No issues at all since I have had the card used abroad and back home with no issues Reviewed on: 13th January 2023

Best

Very helpful and very trustworthy Reviewed on: 13th January 2023

Easy, safe

Very easy to apply and decision made very quick. Liked it Reviewed on: 13th January 2023

Very good up to date amount good team response

Amount up to date Good team response Contactless limit Reviewed on: 13th January 2023

Excellent credit card

App easy to use -excellently service and easy to pay bills etc. it has helped me build my credit profile. Reviewed on: 13th January 2023

No problems app easy to use and clear

Helped me out and is easily controlled wiv the app Reviewed on: 13th January 2023

Help when needed

My credit rating was not good. Zopa allowed me a card when others refused. I wad going through a divorce and house move, their card allowed me to move home and restart my life. Reviewed on: 13th January 2023

Very Consumer Friendly Company

Since being with Zopa, I’ve had zero issues with them. Easy to apply for, easy to use app and frequent communications from them means I know of any changes quickly. Very happy customer Reviewed on: 13th January 2023

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