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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

No problems no stress.

5
Never had a problem with Zopa. Great service 5 star from me Reviewed on: 13th January 2023

Really good

5
Really good low interest. I recommend so much. My whole family has an account Reviewed on: 13th January 2023

Excellent customer services

5
Had no issues with Zopa credit card always let you know when the statement out excellence service Reviewed on: 13th January 2023

Excellent App too!

5
Great app that accompanies the card, helps you keep control of usage. Reviewed on: 13th January 2023

Excellent credit card

5
I am using this credit card and it fantastic. Reviewed on: 13th January 2023

Excellence

5
So quick so friendly straight to the point all in all brillient Reviewed on: 13th January 2023

Brilliant

5
Brilliant ,easy to use card . Easy set up, and easy to use everything on the app Reviewed on: 13th January 2023

Excellence

5
Excellent experience great card and app. Reviewed on: 13th January 2023

Top card

5
Stressless acceptance not to high a credit agreement Reviewed on: 13th January 2023

Brilliant

5
Easy to use. Fantastic App. Keeping you up to date of your spending. Love it Reviewed on: 13th January 2023

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