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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great

Very handy to have if ever I fall short with cost of living going up. The app is very easy to use to make payments and check balance. Reviewed on: 13th January 2023

Excellent service, never had any issues.

Friendly, understanding and helpful service. Reviewed on: 13th January 2023

Very quick acceptance and great quality.

Great company helped when others don't. Clear and understandable communication Reviewed on: 13th January 2023

Quick & easy to use

Transparent card with quick & easy to use features, good starting limit to help grow my credit Reviewed on: 13th January 2023

Great service

Very good company, great service, no worries at all Reviewed on: 13th January 2023

Bad credit but Zopa helped.

I’ve been on an IVA. Struggled with money and credit. Zopa took a chance on me, gave me a sensible credit limit, made the whole experience easy and straightforward, it’s also improved my credit score. I could be happier or recommend them enough. Reviewed on: 13th January 2023

Very good

Excellent very good service good credit limit Reviewed on: 13th January 2023

Great Product

Really easy to apply for and an easy to use app Reviewed on: 13th January 2023

Fantastic

This is the best credit card i hv used so far Reviewed on: 13th January 2023

Excellent service and prestigious credit card

The zopa credit card is truly an excellent and prestigious credit card to have. I have travelled abroad and the card has been taken with no hesitation from any company. And in the UK it works perfectly as a contact less card. And also no issues using it for online purchases. I would highly recommend this card. Reviewed on: 13th January 2023

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