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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Top of the shop

In 45 years of banking I have finally experienced a breath of fresh air so organised easy to use and informative. Why can there not be more companies like this in the uk. Customers seem to be there priority excellent all round service Reviewed on: 30th March 2022

My Zopa CC

I have found the app very easy to navigate and any issues I have had have been answered quickly and professionally. Reviewed on: 30th March 2022

So easy to access

Zoppa has an easy to use app which you use for everything it’s so easy to navigate Reviewed on: 30th March 2022

Zopa experience

Zopa is very easy to use and access Reviewed on: 30th March 2022

Eady to use

Never had any issue. With far fee Reviewed on: 30th March 2022

Hero

The best I have seen in my life Reviewed on: 30th March 2022

Zopa is great

So far I’ve had no issues with Zopa and would highly recommend Reviewed on: 30th March 2022

Great simple service

For me everything is about my time and everything is so easy and simple with Zopa that I’m not wasting my time on the phone or long processes like with other similar services Reviewed on: 30th March 2022

Excellent card for credit score improvements

This card really helps me with improving my credit score Reviewed on: 30th March 2022

Very impressed

Applying for card was so quick and easy, I received card within a few days App is super simple to use Reviewed on: 30th March 2022

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