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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to apply

Very easy to apply, decision very fast, well recommended Reviewed on: 13th January 2023

Great

Very helpful and the app is great. Overall experience with zopa has been 5 star Reviewed on: 13th January 2023

Excellent financial advice and consideration

Zopa is very understanding and gives great advice to help you on your financial recovery with sensible and honest advice Reviewed on: 13th January 2023

Superb

Only card that allowed me to gain after my financial problems.always kept upto date and never let me down Reviewed on: 13th January 2023

Good service

Good service, very accessible on your expenditure..provide good support to clients. It helps me a little in times I needed it, when my finances a little bit tight. Reviewed on: 13th January 2023

Great company

Since becoming a zopa customer my overall experience with the company and my credit card has been amazing and I have recommended zopa to several friends and family members. The zopa app is easy to use and I get regular updates regarding my account. Reviewed on: 13th January 2023

Good card for people with low Credit

Works, as any other normal credit works, and their app is amazing making managing finances quick and easy. Reviewed on: 13th January 2023

Excellent service

The only service to give me a chance to prove myself and build my scoring, great company and great choices . Have recommended to all my family Reviewed on: 13th January 2023

Perfect

Excellent service the app is easy to use you can’t go wrong Reviewed on: 13th January 2023

Amazing service

Amazing service Very helpful Quick and easy to apply for Reviewed on: 13th January 2023

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