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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Zopa credit card

5
When I had to go to the other side of the uk I couldn’t have got there and back without my Zopa card Reviewed on: 13th January 2023
Eric Buckley's avatar
Eric Buckley

Great card

5
Great card and the app is one of the best out there Reviewed on: 13th January 2023
Michael Stewart (MS)'s avatar
Michael Stewart (MS)

Great credit card company

5
Approved me really quickly for a credit card and the card was delivered within days. Easy to use app to track your spending and to pay your balance Reviewed on: 13th January 2023
Louise C's avatar
Louise C

Zopa credit card

5
Great product. Easy to use. Efficient. Reviewed on: 13th January 2023
Luke Usher 87's avatar
Luke Usher 87

Best Credit card provider

5
The interest is reasonable and application process is easier and straightforward. Reviewed on: 13th January 2023
Joshua Adebisi's avatar
Joshua Adebisi

Strong recommendations

5
I got a credit card very easily and the staff is very helpful and friendly Reviewed on: 13th January 2023
Doru's avatar
Doru

Easy to manage and easy to control with the buffer

5
I had a Zopa loan already and it was so easy to add the credit card to manage both together. The app keeps everything simple and at my fingertips Reviewed on: 13th January 2023
Chris McGrath's avatar
Chris McGrath

Glad

5
Excellent service, would recommend to family. Clear and encumbrance free expenses tracker. Love it Reviewed on: 13th January 2023
Opeyemi Shanu TV's avatar
Opeyemi Shanu TV

Best ever

5
This card is just fantastic best rates fab company what more can we say so so happy I found this one Reviewed on: 13th January 2023
Steve's avatar
Steve

Great card

5
Easy to use anywhere it was easy to get no hassle great features on the app Reviewed on: 13th January 2023
Eddie 's avatar
Eddie

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