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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Well stable and reliable

Very happy having Zopa credit card . Reviewed on: 13th January 2023

Easy sign up and a great app

So modern in their approach, simple and quick to sign up, card with days and a fully featured app. Reviewed on: 13th January 2023

Easy online financial options

Friendly company. Easy to use on line application procedure. Financial options tailored to customers needs. Excellent follow up with clear information. Reviewed on: 13th January 2023

The best at the moment

Very good service ,also very serious about our card credits Reviewed on: 13th January 2023

Very good and easy to use especially there App

Recommend to a lot of my friends & family Reviewed on: 13th January 2023

Excellent to use app

Really straight forward to use. The app is very clear. When you make a payment, it instantly up dates the balance. Shame the interest rate is so high. Reviewed on: 13th January 2023

Top choice

Easy to apply and use. Great app and a curate reviews on credit score and helps build it. I have 5 credit cards and this is easily the best one. Also made it easy to open savings aswell Reviewed on: 13th January 2023

Good and help full

Nice i use this i tell my friends also use this xredit card also help me alottt Reviewed on: 13th January 2023

Great Company

Very impressed with their service Reviewed on: 13th January 2023

Great!

Easy process and I am happy with the service that Zopa is providing me. The app is easy to use! Reviewed on: 13th January 2023

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