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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Simple and straight forward

Easy to use and a simple sign up process. As credit cards go in perfectly happy. Reviewed on: 30th March 2022

Well worth it

Simple and straight forward to use , great app aswell Reviewed on: 30th March 2022

Hassle free

Very easy, very simple and know problem Reviewed on: 30th March 2022

Great

Great credit card to have very happy as when you make payment they get it straight away as with other credit cards companies it takes days for them to get payment Reviewed on: 30th March 2022

Easy and welcoming

Easy and welcoming to use. Clear and understandable. Reviewed on: 30th March 2022

Honest credit card that cares

I’m really impressed by Zopa. I feel that’s is an honest lending company. They provide loads of useful help. It’s easy to use and information is simple to understand. Reviewed on: 30th March 2022

10/10

Just an excellent service all round Reviewed on: 30th March 2022

Just amazing service. Better then my current account for service!!

Everything is like a simple touch !! The service and quickness on the app is made so easy and fast . Just amazing service everything is always at your finger tips if not ring and it's dealt with that day . Reviewed on: 30th March 2022

Simple to use

Modern banking no hassle easy app Reviewed on: 30th March 2022

Never had any issues and I use the account daily

All online and app use is quick and easy. Never had an issue where I've had to contact customer service which speaks volumes. Reviewed on: 30th March 2022

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