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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Superb - start to finish

5
Simple , easy and quick . When people are busy they want ease and quickness at their finger tips . Zopa deliver on all fronts . Fantastic company to deal with . Reviewed on: 13th January 2023
stephenspence1983@icloud.com's avatar
[email protected]

Good company

5
My experience has been one of the most helpful and easiest companies I have ever had to deal with Reviewed on: 13th January 2023
Susan spencer's avatar
Susan spencer

Excellent

5
Wonderful service and excellent card information, it is a good company, I like, I will recommend to my friends. Reviewed on: 13th January 2023
Rashid Mahmood's avatar
Rashid Mahmood

Great service

5
Good service, great apps and good tools to help Reviewed on: 13th January 2023
Mike David Mackay's avatar
Mike David Mackay

Very Happy with the Card Servi e and Limits

5
Great card good APR and the App is very easy to use very happy Reviewed on: 13th January 2023
RDNCL123's avatar
RDNCL123

Best credit card

5
Very friendly staff always will to help easy to use Reviewed on: 13th January 2023
Robert Vyze's avatar
Robert Vyze

Best move Ive made so far

5
Zopa have made helping my family out possible at a time when a family member loss..created a fi ancial nightmare. Zopa without realising it, has seen our family through this frail time. Thank you zopa. . Reviewed on: 13th January 2023
Stan Owen's avatar
Stan Owen

Excellent

5
Very clear and very affordable easy to use Reviewed on: 13th January 2023
simonsims82@outlook.com's avatar
[email protected]

An excellent credit card service provider

5
Zopa Credit card is easy to use. The customer service is also personable and kind. Reviewed on: 13th January 2023
Noble Eyisi's avatar
Noble Eyisi

Amazing

5
Easy to apply, simple to use app Reviewed on: 13th January 2023
Michael Francis's avatar
Michael Francis

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