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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good credit card

Zopa is best credit card i got this 2 months ago and i will recommend to all of my friends this card Reviewed on: 30th March 2022

Best

Very good using Zopa credit card Amazing Reviewed on: 30th March 2022

AWESOME CREDIT SCORE BUILDER

I have been using Zopa for a while and in the shortest amount of time I am slowly building my credit score back to acceptable levels thanks for the service. Reviewed on: 30th March 2022

Great Credit Card for building Credit

Zopa has been amazing for building my credit score and I highly recommend it to both young and older people looking to improve and build their scores. Reviewed on: 30th March 2022

Best card

The most easiest and best card I’ve had. App is so easy to use and navigate. Definitely a card to try out if you haven’t yet Reviewed on: 30th March 2022

BRILLIANT SERVICE

Really good easy bank Really straight forward easy service fantastic staff and brilliant layout can’t be more happier my credit is increased thanks Zopa Reviewed on: 30th March 2022

Amazing credit

It was very fast to apply and the service is fabulous. Very clear and easy accessibility to credit. My card arrived within the two days of my application. All in all, excellent. I am very satisfied. Thank you. Reviewed on: 30th March 2022

Excellent services

Very reliable. When I called the bank I got all the help I needed. Thank you all Reviewed on: 30th March 2022

A great bank and grateful for the help

I have never had a credit card before and this bank has helped me get my first on and hopefully increase my credit score in order to improve my finances in the future. Very fretful for this bank. Reviewed on: 30th March 2022

Good

Excellent and good response any problem Reviewed on: 30th March 2022

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