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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great!

5
Easy process and I am happy with the service that Zopa is providing me. The app is easy to use! Reviewed on: 13th January 2023

Superb - start to finish

5
Simple , easy and quick . When people are busy they want ease and quickness at their finger tips . Zopa deliver on all fronts . Fantastic company to deal with . Reviewed on: 13th January 2023

Good company

5
My experience has been one of the most helpful and easiest companies I have ever had to deal with Reviewed on: 13th January 2023

Excellent

5
Wonderful service and excellent card information, it is a good company, I like, I will recommend to my friends. Reviewed on: 13th January 2023

Great service

5
Good service, great apps and good tools to help Reviewed on: 13th January 2023

Very Happy with the Card Servi e and Limits

5
Great card good APR and the App is very easy to use very happy Reviewed on: 13th January 2023

Best credit card

5
Very friendly staff always will to help easy to use Reviewed on: 13th January 2023

Best move Ive made so far

5
Zopa have made helping my family out possible at a time when a family member loss..created a fi ancial nightmare. Zopa without realising it, has seen our family through this frail time. Thank you zopa. . Reviewed on: 13th January 2023

Excellent

5
Very clear and very affordable easy to use Reviewed on: 13th January 2023

An excellent credit card service provider

5
Zopa Credit card is easy to use. The customer service is also personable and kind. Reviewed on: 13th January 2023

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