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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Professional

Zopa have been brilliant, very good customer service, keeps you updated if anything changes on your account, always solve any issues you have and do accommodate your requests. Reviewed on: 13th January 2023

Simply the best

You listened when nobody else would thankyou Reviewed on: 13th January 2023

Top card

Easy, no fuss card. Start you at a reasonable level but increase in line with the way you use your card. Use it sensibly and your limit could go up Reviewed on: 13th January 2023

Their services are great

Since I too the credit card,it is being a stress free journey. Reviewed on: 13th January 2023

One great card

I’ve just become a Zopa credit card customer and already finding out the Benefits especially the card app which has so much to offer and take care of your credit Reviewed on: 13th January 2023

Highly recommend

Very good very happy customer!!!! Reviewed on: 13th January 2023

Great service

Great service, great company, very helpful and honest Reviewed on: 13th January 2023

Considerate.

They are helpful and considerate of my financial situation when I was unable to make payments. Reviewed on: 13th January 2023

Great credit card company

Great company that provides a reasonable line of credit, and great and easy to use app. Reviewed on: 13th January 2023

Love this card

Always at the end of the phone if needed. Information comes up straight away when you have made a purchase and your remaining balance is visible Reviewed on: 13th January 2023

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