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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant experience

I have had and still have a brilliant experience as a customer of Zopa, they have amazing customer service and I would highly recommend the company to friends and family Reviewed on: 29th March 2022

Very satisfied.

Good service. Very easy to use and professional service. Reviewed on: 29th March 2022

Zopa

Zopa have been outstanding in helping to achieve my first credit card which was so difficult in the past I received great communications from them with considerations on customer care Reviewed on: 29th March 2022

Quick response

Very transparent in communication,quick customer response and easy to set up. Reviewed on: 29th March 2022

Simply the best

Easy to use. Keeps you updated on your expenditure through instant notifications. Reviewed on: 29th March 2022

Easy set up

Easy to set up and great for people with existing lending Reviewed on: 29th March 2022

Brilliant!

Easy to use!! Brilliant app!! I would recommend to family and friends Reviewed on: 29th March 2022

Effortless

Effortless. So easy to apply and manage. Timely alerts. Simple app. Just a credit card with no fuss. Reviewed on: 29th March 2022

Excellent

My experience with zoopa , great stress free and easy to adapt and access Reviewed on: 29th March 2022

Great help

Always good to have and know about it’s very useful in emergencies Reviewed on: 29th March 2022

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