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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa de-doopa

Perfect service at all times. App works perfectly. Reviewed on: 30th March 2022

Thanks zopa

When everyone says no!! Zopa Says Yes!!! Reviewed on: 30th March 2022

Credit card

Good credit card and a great app, no problems using it ever Reviewed on: 30th March 2022

Friend in need

Very easy very helpful, interest rate not high ,affordable payments. Reviewed on: 30th March 2022

Fantastic

Fabulous company defiently deserve a win! Reviewed on: 30th March 2022

Highly recommend

Excellent customer service, easy to apply through online. Reviewed on: 30th March 2022

Dead easy to use and track your spends

Set up is simple and I love the fact that the app is so easy to use. I can see how much I spend and I get regular updates and alerts. Thoroughly recommend Zopa to anyone especially if trying to build your credit scorw Reviewed on: 30th March 2022

Zopa credit card

Quick easy reliable no fuss With competitive rates Zopa has my vote Reviewed on: 30th March 2022

Good company with good interest

Never had troubles and use them a lot. Also offer other services like savings etc!! Reviewed on: 30th March 2022

Excellent App and easy to make payments.

I have had a great experience and increased my credit rating, as used sensibly. Reviewed on: 30th March 2022

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