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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

I have had this card for some months and it promises exactly what it says. I call it zopa fantastic Reviewed on: 13th January 2023

Great app

So easy to use, notifications from the app are so helpful and I love the reminders about payments so you never miss any. One of the easiest credit cards to use and one of the best ones I’ve had! Reviewed on: 13th January 2023

Excellent!!

I’m delighted with Zoopa. Thank you. Reviewed on: 13th January 2023

Lovely

easy to use, always helpful, the best of the best Reviewed on: 13th January 2023

Excellent!!!

Credit card from Zopa it’s the best card ever! Reviewed on: 13th January 2023

Excellent Service and Customer Liason

I have been impressed with the service provided to me by Zopa and the efficient app which allows me to monitor and operate by Credit Card Account with great ease. I am also impressed with how any credit limit increase offers have been very sensibly and sensitively applied with thought for my ability to manage the account over a reasonable period of time - obviously working with me with my best interests at heart - something you don't come across with many businesses nowadays !! Thank you. Reviewed on: 13th January 2023

Excellent service

Excellent service provider. Zopa credit card has been amazing. I like their services. I'm happy to recommend Zopa credit card to anyone Reviewed on: 13th January 2023

Easy credit card to manage

Easy credit card to manage, mobile app has all that's needed & easy to navigate through it. Reviewed on: 13th January 2023

Excellent credit provider

From applying to then using the Zopa Credit card, everything is laid out plain and simple. You can see what you owe, easily manage your card in the app and make early payments if you want - nice and easy! No weird financial-jargon either, everything is in plain english and if you need help? Its a few taps away in their app! Reviewed on: 13th January 2023

Unreal service

This card company are fantastic, offer so much more than everyone else. Reviewed on: 13th January 2023

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