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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great

Helpful and easy to use for the pay your bills and the interest rate is good they give time to pay and you can manage all your finances the app is so good and easy to use Reviewed on: 13th January 2023

Awesome

The company like to keep you informed of what is needed to keep on top of your finances and what’s needed to help your credit rating Reviewed on: 13th January 2023

Superb

Nice people to deal with and always there when needed and the app is great to keep in control Reviewed on: 13th January 2023

Excellent terms

Good app and credit figure easy access and straightforward operation system Reviewed on: 13th January 2023

Great card

Brilliant card customer service is second to none you can easily understand everything in the app so you know where you are Reviewed on: 13th January 2023

I would highly recommend Zopa.

Zopa are fair and very straightforward. Would highly recommend to friends and family. Reviewed on: 13th January 2023

Good

Super convenient credit card I recommend to all friends Reviewed on: 13th January 2023

Really easy to use and gives great advice for debt management

Really easy to use app and also gives you great advice in building your credit file Reviewed on: 13th January 2023

Fab

Have had this card for sometime now and it’s fab Reviewed on: 13th January 2023

Amazing

Easy to apply . increase the credit limit the best way to improve my credit score thank you Reviewed on: 13th January 2023

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