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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Highly recommended

As a costumer I Great experience being.g with zopa that's why I recomend to everyone to come hun the zopa family Reviewed on: 30th March 2022

Loyal

Since using the card, its helped me manage my finances, and put me on the safe side. Reviewed on: 30th March 2022

Had great experiences with Zopa

Not had any issue with Zopa at all as far as I am aware they are about the greatest credit card company Reviewed on: 30th March 2022

Great way to build your credit

Easy repayment options and kept up to date with spending Reviewed on: 30th March 2022

Zopa - so good!

I’ve been using Zopa for a short while but I’ve not had a single issue, and it was so easy and straight forward to set up and the app is very easy to navigate. Would highly recommend. Reviewed on: 30th March 2022

Great

Super easy to apply and got my card within a few days!! Reviewed on: 30th March 2022

GREAT SERVICE

Offers tailored professional services and staff are always very friendly and helpful. Great experience and would highly recommend it. Reviewed on: 30th March 2022

Easy to use and convenient

This credit card is absolutely great. We have been using it and we have enjoyed it every day. The communication is very friendly and on spot when you purchase anything. We are more than happy with Zopa Reviewed on: 30th March 2022

Quality and easy

Very easy and simple to set up. Easily manage your finance and you can control how much you spend with the "cushion" feature in the app. Reviewed on: 30th March 2022

Hassle free money management

Only just started up with Zopa to build my credit. Very impressed how user friendly the app is! Reviewed on: 30th March 2022

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