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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

10

Great experience is the best card Reviewed on: 31st March 2022

Credit cards simple

Great borrowing power updated every month easy to use app and to track spending Reviewed on: 31st March 2022

Wow

It's really good very easy to use never have any problems with it Reviewed on: 31st March 2022

very easy to sign up

simple ,online application,quick and easy successful :) Reviewed on: 31st March 2022

Good

Good i like this credit card Reviewed on: 31st March 2022

Verry good,amazing,wonderful.

I love it Zopa. Verry hellp it for my Reviewed on: 31st March 2022

Amazing

Such an amazing and easy product to use. So happy with how fast my card came and how easy the whole process was. 100% recommend. Reviewed on: 31st March 2022

Best credit card ever.

It is so simple to use and understand I have never had a better credit card instant payments are really useful to keep up to date track of your spending. Reviewed on: 30th March 2022

Quick and easy to use

It’s been only a month and I’ve never had a credit card before but I’m finding it very easy to pay back and especially like the money cushion feature as it means I’ll never spend more than I’m comfortable wit Reviewed on: 30th March 2022

Good app

App is very friendly to use and provides information and tips on how to improve credit score. Reviewed on: 30th March 2022

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