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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy to use for travel

5
I used the credit card for traveling, with no hidden charges, quite pleased with it Reviewed on: 13th January 2023
Marcos's avatar
Marcos

Fantastic credit card -the best out there!

5
Pros-everything Cons-zero An easy provider with great APR rates, no hassle, no fuss, no constant calls or emails. Easy repayment and great in times of hardship. Thank you Zopa. Am cutting up any other credit cards in 2 weeks time but keeping yours. Reviewed on: 13th January 2023
robhimself82@gmail.com's avatar
[email protected]

Stb

5
Simply the best quick friendly helpfull service Reviewed on: 13th January 2023
Nick's avatar
Nick

Highly recommend

4
Quick and easy to apply. Good customer support with live chat and a sensible credit limit Reviewed on: 13th January 2023
crystalmiddleton@hotmail.com's avatar
[email protected]

V v good.v nice

5
I want more update more money.please.thank you Reviewed on: 13th January 2023
KA MAN LEE's avatar
KA MAN LEE

Easy simple great app to enable management

5
Fare good security fare interest rate good for further building credit win win Reviewed on: 13th January 2023
Kathy Wimshurst's avatar
Kathy Wimshurst

Recommended

5
Totally recommend Zopa, easy application process, clear and concise app to help manage finances. Reviewed on: 13th January 2023
Stu cousins's avatar
Stu cousins

Good customer service

5
They have one of the best customer service around Reviewed on: 13th January 2023
Johnson Oyeniyi's avatar
Johnson Oyeniyi

Great service

5
Great service, everything you need from a credit card Reviewed on: 13th January 2023
A. Williams's avatar
A. Williams

I will recommend

5
They have good service and give you more info Reviewed on: 13th January 2023
Adesanya Aderinwale 's avatar
Adesanya Aderinwale

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