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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

Love my zopa credit it highly recommended zopa Reviewed on: 13th January 2023

Exceptional service

Find Zopa do easy to approach and deal with. Service is fast efficient Reviewed on: 13th January 2023

Very helpful

Very good customer service! I would recommend to other friends to build credit Reviewed on: 13th January 2023

Set up

Extremely helpful and very helpful and informative with absolutely everything Reviewed on: 13th January 2023

Great service

Brilliant service easy to use app to help watch spendings and repayments with notifications easy to use alert service definitely recommended to everyone Reviewed on: 13th January 2023

Excellent service

When i want to pay back immediately amount added in my account Reviewed on: 13th January 2023

Outstanding

From first to last just perfection first class service Reviewed on: 13th January 2023

Amazing staff and always there to help you the best I have ever had

Always the to help amazing to be with thank you Reviewed on: 13th January 2023

Great Company

Simple, informative, notifications of any offers, credit limit increases and your borrowing availability if needed. Reviewed on: 13th January 2023

Fantastic

I have had this card for some months and it promises exactly what it says. I call it zopa fantastic Reviewed on: 13th January 2023

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