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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Fantastic credit card -the best out there!

5
Pros-everything Cons-zero An easy provider with great APR rates, no hassle, no fuss, no constant calls or emails. Easy repayment and great in times of hardship. Thank you Zopa. Am cutting up any other credit cards in 2 weeks time but keeping yours. Reviewed on: 13th January 2023
robhimself82@gmail.com's avatar
[email protected]

Stb

5
Simply the best quick friendly helpfull service Reviewed on: 13th January 2023
Nick's avatar
Nick

Highly recommend

4
Quick and easy to apply. Good customer support with live chat and a sensible credit limit Reviewed on: 13th January 2023
crystalmiddleton@hotmail.com's avatar
[email protected]

V v good.v nice

5
I want more update more money.please.thank you Reviewed on: 13th January 2023
KA MAN LEE's avatar
KA MAN LEE

Easy simple great app to enable management

5
Fare good security fare interest rate good for further building credit win win Reviewed on: 13th January 2023
Kathy Wimshurst's avatar
Kathy Wimshurst

Recommended

5
Totally recommend Zopa, easy application process, clear and concise app to help manage finances. Reviewed on: 13th January 2023
Stu cousins's avatar
Stu cousins

Good customer service

5
They have one of the best customer service around Reviewed on: 13th January 2023
Johnson Oyeniyi's avatar
Johnson Oyeniyi

Great service

5
Great service, everything you need from a credit card Reviewed on: 13th January 2023
A. Williams's avatar
A. Williams

I will recommend

5
They have good service and give you more info Reviewed on: 13th January 2023
Adesanya Aderinwale 's avatar
Adesanya Aderinwale

Small interest, Large credit amount offer

5
Very accessible apps and quick response Reviewed on: 13th January 2023
yadao_carmelita@yahoo.co.uk 's avatar
[email protected]

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