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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Not bad

5
Honestly - I think there’s a big interest fee for spending, comparing to other credit cards, but overall ok Reviewed on: 13th January 2023
kintija fatejeva's avatar
kintija fatejeva

Best card to have

5
Never had a problem using and notify the expenses straight away Reviewed on: 13th January 2023
Sharafat Qureshi 's avatar
Sharafat Qureshi

Great credit card

5
This card has helped me rebuild my credit score as well as having an excellent app to use makes it a great card and company Reviewed on: 13th January 2023
Derek stewart's avatar
Derek stewart

Credit card

5
Easy to use having the mobile app makes it all very simple to see what you spent how much you and your balance.And you can check in regularly to see when and how much your payment is highly recommend Reviewed on: 13th January 2023
Paul gardner 's avatar
Paul gardner

Great credit card

5
Good card to have for poor credit can't rate them high enough Reviewed on: 13th January 2023
Trish Cox's avatar
Trish Cox

A Must for All

5
Zopa has been such a lovely Credit card ,the ease and speed of customer services is first class Reviewed on: 13th January 2023
Michael Adedapo's avatar
Michael Adedapo

Very good card

5
Very good service and card and very satisfied Reviewed on: 13th January 2023
Wajih Moussa's avatar
Wajih Moussa

The most straight forward easy to use

5
Easily the best most straightforward to use and keep track of spending Reviewed on: 13th January 2023
MS's avatar
MS

Great

5
Everything is good and i recommend Zopa company is great Reviewed on: 13th January 2023
dilshad2022@hotmail.com's avatar
[email protected]

Easy to use for travel

5
I used the credit card for traveling, with no hidden charges, quite pleased with it Reviewed on: 13th January 2023
Marcos's avatar
Marcos

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