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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent product

Absolutely can not fault Zopa! Fantastic service fantastic card!! Reviewed on: 13th January 2023

Very good card

I like this card as it is easy to use and lets you know what is going on and payments are quick Reviewed on: 13th January 2023

My Credit card life line

My Credit Card is my all time life line. For an Emergence its there so easy to make payments to it from my bank account. EVERYwhere accept my Zopa card unlike some Cards. Reviewed on: 13th January 2023

excellent card, great management via the app

It was very easy to apply for the Zopa card - the website was clear and the terms and conditions were explained well. Its a very handy card to keep in my wallet. Management of the card via the App couldnt be simpler. Reviewed on: 13th January 2023

Amazing service

Love my Zopa so easy to set up phone app to manage and make payments and secure when using for big purchases. Wouldn’t go anywhere else Reviewed on: 13th January 2023

Best credit card

Best credit card to build your credit score easy to use Reviewed on: 13th January 2023

Great Card

Great card gives you total control Reviewed on: 13th January 2023

Amazing

Very professional company, have been a very happy customer since joining Zopa. Reviewed on: 13th January 2023

There so easy to.use and pay

Excellent just perfect ..Best credit card I have ever had Reviewed on: 13th January 2023

Excellent Banking

App is easy to use making payments is easy you know exactly where you are with your account Reviewed on: 13th January 2023

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