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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Rainy day

4
Great card helps out when that rainy day arrives and you need those pounds to see you through. Reviewed on: 13th January 2023
Mike 's avatar
Mike

Ease of use

5
So easy from start to finish keep updated on transactions and payments they are great Reviewed on: 13th January 2023
neal edwards's avatar
neal edwards

Credit card

5
Easy to set up and receive my card in days Reviewed on: 13th January 2023
Raymond weir's avatar
Raymond weir

Always a pleasure to talk to advisors

5
Excellent customer service and easy to keep up to date with their easy to follow and clear app Reviewed on: 13th January 2023
Jaki Smith's avatar
Jaki Smith

Excellent

5
Very pleased with service and card Reviewed on: 13th January 2023
darren hussey's avatar
darren hussey

The best

5
This zopa credit card is the best to have it's easy to manage and you get there app to help you control everything. Reviewed on: 13th January 2023
Paul 's avatar
Paul

Zpoa credit card

5
Excellent service to use always helpful tips to stay safe while using card also app is while downloading and using Reviewed on: 13th January 2023
Paul kelly's avatar
Paul kelly

Excellent

5
I have poor credit score, but this card helps put me on the right track to rebuild my rating Reviewed on: 13th January 2023
Gazzasbeer 's avatar
Gazzasbeer

Great for credit rating building

5
Best advice I've had in years,making a huge difference Reviewed on: 13th January 2023
Kathryn Bryce's avatar
Kathryn Bryce

Excellent service

5
Find the app really easy to use. Payments easy to make and the statements straight forward. Reviewed on: 13th January 2023
Chelsea's avatar
Chelsea

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