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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very good card

I like this card as it is easy to use and lets you know what is going on and payments are quick Reviewed on: 13th January 2023

My Credit card life line

My Credit Card is my all time life line. For an Emergence its there so easy to make payments to it from my bank account. EVERYwhere accept my Zopa card unlike some Cards. Reviewed on: 13th January 2023

excellent card, great management via the app

It was very easy to apply for the Zopa card - the website was clear and the terms and conditions were explained well. Its a very handy card to keep in my wallet. Management of the card via the App couldnt be simpler. Reviewed on: 13th January 2023

Amazing service

Love my Zopa so easy to set up phone app to manage and make payments and secure when using for big purchases. Wouldn’t go anywhere else Reviewed on: 13th January 2023

Best credit card

Best credit card to build your credit score easy to use Reviewed on: 13th January 2023

Great Card

Great card gives you total control Reviewed on: 13th January 2023

Amazing

Very professional company, have been a very happy customer since joining Zopa. Reviewed on: 13th January 2023

There so easy to.use and pay

Excellent just perfect ..Best credit card I have ever had Reviewed on: 13th January 2023

Excellent Banking

App is easy to use making payments is easy you know exactly where you are with your account Reviewed on: 13th January 2023

Perfect!

Excellent, easy to use and honest. 5 stars every time! Reviewed on: 13th January 2023

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