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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

100% yes

Labai geras dalykas,man patiko,rekomenduoju visiem Reviewed on: 31st March 2022

Informed lending

Good insight into looking after credit and great app. Reviewed on: 31st March 2022

Quality service

Nice and easy to use, plenty of credit updates and no unaffordable credit limit increases given freely. Reviewed on: 31st March 2022

A great handy card to have on you.

The money you pay in to this card is available straight away, there is no waiting 2 days for clearance. Reviewed on: 31st March 2022

Brilliant little card

Very handy card for people with poor credit!! Reviewed on: 31st March 2022

Happy with service

very happy with the service received Reviewed on: 31st March 2022

Excellent card

Quick easy card to get for those that are finding it hard to get a credit card ,app fab as well. Reviewed on: 31st March 2022

Great New Credit Card

So straigh forward when I filled the credit card aplication No hidden tricks. Im very happy with Zopa. Reviewed on: 31st March 2022

Excellent

Good service happy with service definitely recommend Reviewed on: 31st March 2022

Decent

Only just joined but all in all, good experience so far. Decent starting limit and good layout on the app, it's easy to navigate. No complaints so far. Reviewed on: 31st March 2022

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