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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
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David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Simple, fast and fair

5
Great lending service. Simple application process, quick result and fantastic options to clear loans early and save money! Reviewed on: 31st March 2022
Nigel Thorley 's avatar
Nigel Thorley

mr justino jean-claude

3
thanks than you thanks thanks thanks Reviewed on: 31st March 2022
justino jean-claude's avatar
justino jean-claude

Miss rogers

5
Excellent credit card couldn’t ask for better Gives you everything you need and everything you need to know Reviewed on: 31st March 2022
Zara rogers's avatar
Zara rogers

Very helpful

5
Your staff on the help desk/enquiries have been very helpful in the first few days off my contract with yourself with helping me understand how the card and your procedures work and one that had been cleared up I have never needed to contact them again ass nice easy app to navigate and thanks for giving me the opportunity to have one off your cards as other companies did not give me the time off day Reviewed on: 31st March 2022
Steven bryan's avatar
Steven bryan

Great service

5
Since having my card and loan I have been pleasantly surprised with the service delivery, customer service has been easy and speedy to contact. App is easy to navigate straight forward, good Apr rates offered. I have recommended highly to friend & family. Keep up the good work and don't lose that spark you have. Reviewed on: 31st March 2022
Sammy Coleman's avatar
Sammy Coleman

Great app

5
Easy to view and use .notifications make it easier to keep track of my spending. Reviewed on: 31st March 2022
Gabriel Tower's avatar
Gabriel Tower

Good app

5
Good place to use the app and let's you ko when your next payment is Reviewed on: 31st March 2022
Tim's avatar
Tim

Very helpful

3
Found them very helpful , its very helpful to have and found them very helpful all the time easy to use to Reviewed on: 31st March 2022
Lynda Best's avatar
Lynda Best

Very good customer service

5
Not a problem setting up very straightforward Reviewed on: 31st March 2022
Steven 's avatar
Steven

Transparent clear and great value

5
The application process was straightforward and clear, The answer was quick and positive. The app was easy to set up and packed full of great information. Reviewed on: 31st March 2022
Jeremy's avatar
Jeremy

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