Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent firm to deal with

No hassle or fuss great company to deal with Reviewed on: 13th January 2023

Great credit card

No problems in using. App always works fine. Zopa has always been fair and helping me climb back up the credit ladder.thank you Reviewed on: 13th January 2023

We have got your back

When you feel the world is against you and all you need is a little help in hand to get you back on the credit ladder. You have had to carry the burden of your previous financial difficulties with a struggle and worse you are judged for this without interest or support….you find yourself stuck at the bottom of the ladder with no way of moving forward. But now there is a company prepared to give you a chance with a small credit limit to put you back in control ….with their trust; support and that little help in hand …Zopa provided that for me….no fuss; and the simplicity of an app available to you to set you on your way. Well done to all at Zopa….you certainly get my vote Reviewed on: 13th January 2023

Top credit card

If your looking for a good credit card to build your credit history positively this is brilliant, interest rates are good and customer service is amazing Reviewed on: 13th January 2023

Fantastic Bank!

Amazing customer service and experience from start to finish Reviewed on: 13th January 2023

Low and easy

Fast but reliable service feels like trusted lender. Reviewed on: 13th January 2023

Great card

Amazing service,the card is great and easy to use. Reviewed on: 13th January 2023

Very good

I cannot fault them they have been good with me Reviewed on: 13th January 2023

Great card great company

I have had no issue with them in the time I have used the card, it’s quick easy and manageable through their handy app Reviewed on: 13th January 2023

Excellent

Excellent service and very good and easy to use app, and easy to apply for Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Balance Plus
from Capital One 3.56 from 3 reviews
Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub