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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great app, easy to use

Easily accessible and very helpful Reviewed on: 1st April 2022

Great customer service

I have always had positive response whenever I have contacted Zopa. Excellent service Reviewed on: 1st April 2022

Easy to use

App and the card itself is very easy to use. Very helpful in building your credit score. Gave me an increase in my credit limit in less than 6 months. Reviewed on: 1st April 2022

Great customer experience

The whole process is straightforward and easy whenever you have an issue it is dealt with promptly Reviewed on: 1st April 2022

Easy service

Smooth transactions. Easy payment. Excellent customer service Reviewed on: 1st April 2022

My Experience with Zopa

Although i a still new with the Zopa services, i can say its been a lovely experience and would definitely recommend the company. Reviewed on: 1st April 2022

Flexible Money

Zopa have amazing customers service at the click of a button! They make clear what and how you pay back what you borrow are very responsible in the way they lend and are helping me Ron’s brighter future with a better cruder score so win win! Reviewed on: 1st April 2022

Zopa works well

I love zopa credit, zopa every time remind Notification Reviewed on: 1st April 2022

Zopa calaftagalisticexpealidocious card

Super easy application process. Very quick acceptance. Card arrived within days. Great no fuss phone app, with easy navigation. Reviewed on: 1st April 2022

Zopa its super !!!

Hi everyone. I was really down with money. I tried to borrow money everywhere with no results. Then I find Zopa app, I was thinking ehh… I going to try this one, but I didn’t expect anything , after my previous searchers. What was my happiness, when they agreed to let me £300 Reviewed on: 1st April 2022

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