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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Really good

Really good and use to easy apps thanks Reviewed on: 13th January 2023

Good service

All ways quick to answer the phone and don't have to go through a lot of different people to get the information you need Reviewed on: 13th January 2023

Excellent experience

Easy process, excellent customer experience Reviewed on: 13th January 2023

BEST CREDIT CARD PROVIDER IN THE UK

BEST CREDIT CARD PROVIDER IN THE UK. Highly recommended Reviewed on: 13th January 2023

Very good

Fabulous card The app is user friendly Reviewed on: 13th January 2023

The Best credit card offer

Is easy to use the app Zopa , I found the app on magazin play Reviewed on: 13th January 2023

Credit card

Fantastic card no problems what so ever with the company Reviewed on: 13th January 2023

Best customer service

Whenever there is any issues regarding the payments I'll get better reminders for outstanding balance and can be saved from interest rate Reviewed on: 13th January 2023

Excellent service

Application straight forward and very quick response no problems at all from start to finish Reviewed on: 13th January 2023

Amazing

Very accessible and fast approval. There are more option to choose. Reviewed on: 13th January 2023

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