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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great card.

Helped when I needed a card and others were not available. Reviewed on: 13th January 2023

Friendly and helpful

Having fast and easy application process, approachable APR Zopa became my first credit card choice in daily use Reviewed on: 13th January 2023

Just awesome

Folk have been great and helped people when stuck Reviewed on: 13th January 2023

Due to personal problems I was in tension due to money at that time I used zopa credit card

Zopa credit card was very helpful for me in bad circumstances. But, if interest was more less it would be more better. Reviewed on: 13th January 2023

It's very good

It's help me out when I got stuck with money Reviewed on: 13th January 2023

Satisfaction guaranteed

As long as you have good credit and keep up with payments there is no reason not to have a Zopa credit card. It’s easy to install the app and decisions on the credit card services you get are rapid. Also the more you are trusted with dealing with the company the more flexible finance can be advantageous to you. Reviewed on: 13th January 2023

Helpful, supportive, recommend to all

From day one, Zopa have been the best credit card I have, they gave me a generous limit but not one I could not look after, give me regular updates and support and are always looking to help me with my finances Reviewed on: 13th January 2023

Ease of App use.

Fantastic start. Great App, Limits watched, easy use. Reviewed on: 13th January 2023

Excellent

Very nice, it has been a great time having zopa credit card Reviewed on: 13th January 2023

Fantastic credit super Zopa

Easier, flexible and convenient Reviewed on: 13th January 2023

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