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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good service

All ways quick to answer the phone and don't have to go through a lot of different people to get the information you need Reviewed on: 13th January 2023

Excellent experience

Easy process, excellent customer experience Reviewed on: 13th January 2023

BEST CREDIT CARD PROVIDER IN THE UK

BEST CREDIT CARD PROVIDER IN THE UK. Highly recommended Reviewed on: 13th January 2023

Very good

Fabulous card The app is user friendly Reviewed on: 13th January 2023

The Best credit card offer

Is easy to use the app Zopa , I found the app on magazin play Reviewed on: 13th January 2023

Credit card

Fantastic card no problems what so ever with the company Reviewed on: 13th January 2023

Best customer service

Whenever there is any issues regarding the payments I'll get better reminders for outstanding balance and can be saved from interest rate Reviewed on: 13th January 2023

Excellent service

Application straight forward and very quick response no problems at all from start to finish Reviewed on: 13th January 2023

Amazing

Very accessible and fast approval. There are more option to choose. Reviewed on: 13th January 2023

Excellent

Excellent, great customer service & assistance Reviewed on: 13th January 2023

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