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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very useful and easy to manage

The card is very useful in all the platforms you can think of and for many purposes. I'm very satisfied! Reviewed on: 2nd April 2022

Powerful

I really surprised when i bought my new car they asked me do you have Zopa? And I realised this card have more power than other credit cards also helps to increase your credit score. Wonderfull Reviewed on: 2nd April 2022

excellent

excellent card to use, even looks cool Reviewed on: 1st April 2022

Very good card

Great customer services, easy to use app would highly recommend Reviewed on: 1st April 2022

They have been helping me out with my credit rating and also been honest with me

I wish they've a branch so I can meet them and deposit money in person like in America Reviewed on: 1st April 2022

Excellent

Really impressed with this bank. Reviewed on: 1st April 2022

Brilliant

Such a great bank and such amazing service Reviewed on: 1st April 2022

Great, easy to use

Easy to use, accesible, low rates Reviewed on: 1st April 2022

service very good

Excellent customer service very helpful Reviewed on: 1st April 2022

Awesome service

Brilliant quick and easy! Never had any problems Reviewed on: 1st April 2022

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