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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Credit card review

5
Emails of promotions or reminders. Credit score reviews every month. Helps me build up the credit score. Would reccommend zopa to anyone Reviewed on: 13th January 2023
Kinga Drozd's avatar
Kinga Drozd

Fantastic smooth dedicated s

5
Fantastic ideas to give so much advice to help you stay in control of your finances and raise your credit score it's the best company I've ever used and they are dedicated to making you smart over finance a great peice of mind Reviewed on: 13th January 2023
jayne king's avatar
jayne king

Good security card too use abroad

5
I have had my zopa card for 12 months and there's no complaints Reviewed on: 13th January 2023
michael tomlinson's avatar
michael tomlinson

Good service

5
I really enjoy using the app and it's easy to use it Reviewed on: 13th January 2023
Ismail Ide's avatar
Ismail Ide

Great customer service

5
When I needed something sorted out I rang customer service and they where straight on it and solved the problem in minutes Reviewed on: 13th January 2023
Stephen Atkins's avatar
Stephen Atkins

Good help

4
Its been great having my zopa credit card Reviewed on: 13th January 2023
Lloyd macdonald's avatar
Lloyd macdonald

Cheap Apr

5
Easy to use good app keep a watch an spending easy to assess Reviewed on: 13th January 2023
Linda martin 's avatar
Linda martin

Good service

5
Very good service and approving time Reviewed on: 13th January 2023
Ali rizi's avatar
Ali rizi

Great benefits

5
Excellent card with brilliant reward benefits Reviewed on: 13th January 2023
dmorrall@sky.com's avatar
[email protected]

Happy

5
I had a not so great credit rating but with the zopa credit card I'm starting to build my credit rating back up Reviewed on: 13th January 2023
Amy's avatar
Amy

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