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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Fantastic smooth dedicated s

5
Fantastic ideas to give so much advice to help you stay in control of your finances and raise your credit score it's the best company I've ever used and they are dedicated to making you smart over finance a great peice of mind Reviewed on: 13th January 2023

Good security card too use abroad

5
I have had my zopa card for 12 months and there's no complaints Reviewed on: 13th January 2023

Good service

5
I really enjoy using the app and it's easy to use it Reviewed on: 13th January 2023

Great customer service

5
When I needed something sorted out I rang customer service and they where straight on it and solved the problem in minutes Reviewed on: 13th January 2023

Good help

4
Its been great having my zopa credit card Reviewed on: 13th January 2023

Cheap Apr

5
Easy to use good app keep a watch an spending easy to assess Reviewed on: 13th January 2023

Good service

5
Very good service and approving time Reviewed on: 13th January 2023

Great benefits

5
Excellent card with brilliant reward benefits Reviewed on: 13th January 2023

Happy

5
I had a not so great credit rating but with the zopa credit card I'm starting to build my credit rating back up Reviewed on: 13th January 2023

Really good

5
Really good and use to easy apps thanks Reviewed on: 13th January 2023

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