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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing Finance group

Great experience, customer service is great and great rates. Reviewed on: 13th January 2023

Excellent service

Applied for the credit card and was easy to follow through and we'll informed Reviewed on: 13th January 2023

Great card. East application

My credit card application was so easy no hassle. The app is so easy to use and helps me keep track on what I spend. Reviewed on: 13th January 2023

Low interest, great product

I have a credit card and I like it Reviewed on: 13th January 2023

Excellent card

Good card be nice to get loan at some point Reviewed on: 13th January 2023

Easy to use and love the notifications

Applying was easy and the app is very informative and easy to use. Reviewed on: 13th January 2023

Zopa your little helper

Needed a credit card that could help me over christmas but not cost the earth on monthly payments. all I can say is Zopa is the one. Reviewed on: 13th January 2023

very easy to use

good company for a card will tell people to use this card company Reviewed on: 13th January 2023

Best credit card

Very helpful credit card with low interest rate Reviewed on: 13th January 2023

HELP IS AT HAND

Helpful respectful always there with the right advice. Reviewed on: 13th January 2023

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