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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent service

Applied for the credit card and was easy to follow through and we'll informed Reviewed on: 13th January 2023

Great card. East application

My credit card application was so easy no hassle. The app is so easy to use and helps me keep track on what I spend. Reviewed on: 13th January 2023

Low interest, great product

I have a credit card and I like it Reviewed on: 13th January 2023

Excellent card

Good card be nice to get loan at some point Reviewed on: 13th January 2023

Easy to use and love the notifications

Applying was easy and the app is very informative and easy to use. Reviewed on: 13th January 2023

Zopa your little helper

Needed a credit card that could help me over christmas but not cost the earth on monthly payments. all I can say is Zopa is the one. Reviewed on: 13th January 2023

very easy to use

good company for a card will tell people to use this card company Reviewed on: 13th January 2023

Best credit card

Very helpful credit card with low interest rate Reviewed on: 13th January 2023

HELP IS AT HAND

Helpful respectful always there with the right advice. Reviewed on: 13th January 2023

Credit card review

Emails of promotions or reminders. Credit score reviews every month. Helps me build up the credit score. Would reccommend zopa to anyone Reviewed on: 13th January 2023

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