Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

It's really good

5
Soon as you pay your credit card bill it's instantly your card ready to use . Other cradit crad take 48 hour's Reviewed on: 3rd April 2022
Salim Hussain's avatar
Salim Hussain

Can't top Zopa

5
Easy to use no nonsense banking. Great app with polite call center backup should it be needed. A+ Reviewed on: 3rd April 2022
PLM's avatar
PLM

Great

5
Fantastic very good very easy lm recommend Reviewed on: 3rd April 2022
Claudio 's avatar
Claudio

Excellent

5
Easy to use and easy to keep track of your balance one the best credit cards I’ve used 10 stars all day for me Reviewed on: 2nd April 2022
clay jackson's avatar
clay jackson

Great

5
Very easy to use app great customer service to Reviewed on: 2nd April 2022
veronicarayner@live.co.uk's avatar
[email protected]

Quick fast and efficient online service

5
This company is quick, efficient and online banking services. I have used for a loan and now for a credit card Reviewed on: 2nd April 2022
Paula C's avatar
Paula C

Amazing customer service and an amazing company

5
Fantastic customer service, really polite, they are so professional and can sort out any problems. Reviewed on: 2nd April 2022
Robert Buckley's avatar
Robert Buckley

I would recommend zopa to everyone

5
I've had a zopa credit card for a few months now ,,the best thing I done from the application right down to my card coming through the letterbox ,, 10 out of 10 to zopa definitely,, they gave me a chance when no one else would and I won't ever let them down ,, thank you zopa Reviewed on: 2nd April 2022
Billy's avatar
Billy

Great

5
Very good credit card no what you are spending with the app and friendly customer services Reviewed on: 2nd April 2022
Jonny Morton's avatar
Jonny Morton

Credit builder

5
Easy application and great service! Reviewed on: 2nd April 2022
Steve warne's avatar
Steve warne

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5782 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill