Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Absolutely amazing and helpful

Couldn’t ask for anymore and keep you up too date about everything Reviewed on: 29th March 2022

Fantastic quick and easy to use

Applying was quick and easy and arrived in a few days, app is quick to download with the help to keep you on track with payments Reviewed on: 29th March 2022

Highly recommended

Solid card. Highly recommended. Zopa card is the best credit card I use at the moment. Reviewed on: 29th March 2022

Brilliant start

Just what people need. Someone to give a chance to improve credit. Would definitely recommend Reviewed on: 29th March 2022

Great product...

I have found this card very useful in bad times. Reviewed on: 29th March 2022

Super Zopa

A wonderful credit card, easy to use app to keep track on spending ,and great interest rates too!! Reviewed on: 29th March 2022

Excellent choice for those looking to improve their credit score

Zopa is an excellent choice for those looking to improve their credit score. Great app and great customer service. Reviewed on: 29th March 2022

It's a fantastic card to use.

I think this might be the best credit card out there. Its easy to use, the customer service is friendly and helpful, and the app is really great. Top job! Reviewed on: 29th March 2022

Quick and efficient

Amazing service . Strongly recommend Reviewed on: 29th March 2022

Looking after the little people

Zopa have given me the tools to build my credit,not even my bank would give a overdraft and i have been with a them a lifetime. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
Credit card
from PayPal 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5804 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub