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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Super good service

Super good service , on time response , effective communication and fast delivery of the goods Reviewed on: 13th January 2023

It's very easy to register

I have been for almost one year Reviewed on: 13th January 2023

One of the best apps

The app is the best i have ever user for a credit card Reviewed on: 13th January 2023

Everything is so easy

I applied for a credit card to build up my credit score, the application was easy and rapid. My card was delivered very promptly. The app’s easy to use, shows up all your transactions, easy to make payments, can manage your card on it. No complaints here Reviewed on: 13th January 2023

Fantastic

The interest rate is reasonably okay Reviewed on: 13th January 2023

Great company easy online application and management of card

Great experience easy to use via the online app Reviewed on: 13th January 2023

Zopa credit card

Being offered this card is a god send. Has really helped my household finance and the customer service is first rate Reviewed on: 13th January 2023

Great

Can’t get to use my card as can’t remember my details Reviewed on: 13th January 2023

Very easy to use

Great company, easy to get credit, can all be done online Reviewed on: 13th January 2023

Fast, reliable, trustworthy,

I got a credit card, it was fast to apply. I really feel happy with the choice I made going with zopa Reviewed on: 13th January 2023

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