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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

user friendly

its good and to helpful to many people who were in need of money Reviewed on: 13th January 2023

I would recommend to use this card

I would recommend to use zopa credit card. It's friendly use Reviewed on: 13th January 2023

probably the best

easy to used very confident easy exces to app very happy good costumer service Reviewed on: 13th January 2023

Really nice

I really like using my credit card. Easy! Reviewed on: 13th January 2023

Excellent

Zopa are very helpful and a very good service Reviewed on: 13th January 2023

Easy to use and easy to understand

I like the convenience of having the Zopa app, everything is easy to understand and manage Reviewed on: 13th January 2023

Seamless transactions without missing a beat!

I’ve been with Zopa for a while and cannot see why anyone won’t be happy with how they conduct business. It’s all online, and so far, has been a seamless experience. Highly recommended! Reviewed on: 13th January 2023

The fastest credit card provider

Great Credit Card provider, fast decision, easy access very happy for someone who was struggling to get a credit card. Reviewed on: 13th January 2023

Top dog

They were there when no one else was. Have helped build my credit and haven’t aloud me to over spend Reviewed on: 13th January 2023

Best card

Best card for all and easy to use Reviewed on: 13th January 2023

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