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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Very useful and affordable credit card

5
I am definitely recommend Zopa credit card to my family and friends. It is a very handly way of helping us to build up our credit and to have an extra money to spend Reviewed on: 29th March 2022
Cristina's avatar
Cristina

Simple lending

5
Great communication and a user friendly app Reviewed on: 29th March 2022
Harper2615's avatar
Harper2615

AG

5
Zopa always there to answer any question very accurate and Constance I would highly recommend Zopa to anyone Reviewed on: 29th March 2022
albertgordon608@yahoo.com's avatar
[email protected]

Excellent service

5
From the start of my relationship with Zopa, it has been efficient and excellent experience. The online application was simplified for easy reach and completion. Reviewed on: 29th March 2022
Ola Newman's avatar
Ola Newman

Very satisfied!

5
I am very satisfied with the services offered by the zopa I recommend Reviewed on: 29th March 2022
Adrian27v's avatar
Adrian27v

Zopa is 100% good

5
Am happy using zopa which have referred my friend as well to join zopa. U are doing great work. Thanks for everything team zopa Reviewed on: 29th March 2022
Goro Osah's avatar
Goro Osah

Excellent service

5
Great experience so far. Excellent user friendly app and good customer service Reviewed on: 29th March 2022
Adeel Shoukat's avatar
Adeel Shoukat

Great

5
Fantastic, good interest rate,online service great Reviewed on: 29th March 2022
Olanrewaju Oyegbori's avatar
Olanrewaju Oyegbori

Great credit card

5
I have enjoyed a wonderful time with the card. Their support team is extremely helpful and agile. Overall impresion is outstanding Reviewed on: 29th March 2022
embalaje.bar.0d@icloud.com's avatar
[email protected]

Easy to apply for credit card

5
Everything from applying to being accepted and receiving my credit card was a simple and painless way to apply, I would certainly recommend Zopa, and would say they deserve the British Bank Awards 2022 Reviewed on: 29th March 2022
Alan Wark's avatar
Alan Wark

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