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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good, overall

Good company with good app. Overall, better than most. Reviewed on: 13th January 2023

Super good service

Super good service , on time response , effective communication and fast delivery of the goods Reviewed on: 13th January 2023

It's very easy to register

I have been for almost one year Reviewed on: 13th January 2023

One of the best apps

The app is the best i have ever user for a credit card Reviewed on: 13th January 2023

Everything is so easy

I applied for a credit card to build up my credit score, the application was easy and rapid. My card was delivered very promptly. The app’s easy to use, shows up all your transactions, easy to make payments, can manage your card on it. No complaints here Reviewed on: 13th January 2023

Fantastic

The interest rate is reasonably okay Reviewed on: 13th January 2023

Great company easy online application and management of card

Great experience easy to use via the online app Reviewed on: 13th January 2023

Zopa credit card

Being offered this card is a god send. Has really helped my household finance and the customer service is first rate Reviewed on: 13th January 2023

Great

Can’t get to use my card as can’t remember my details Reviewed on: 13th January 2023

Very easy to use

Great company, easy to get credit, can all be done online Reviewed on: 13th January 2023

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