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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent card could not be happier

Handy card I have got another one but I choose Zola over it rely happy with this card and this Will be my card from now till whenever.off your looking for a strait credit card no fancy bits to it just a plain straight card this is the one. Reviewed on: 13th January 2023

Responsible lender

I had a poor credit rating and Zopa approved me for their credit card with a low and affordable credit limit. I have built up a better credit rating and I have learned to manage my finances. Zopa helped me when no one else would with a realistic credit limit. The app is very straightforward also. Reviewed on: 13th January 2023

Good!!

Great card, very helpful on APP and emails to recommend other services Reviewed on: 13th January 2023

Fantastic

Great customer service app is great Reviewed on: 13th January 2023

Great all round

Easy to apply for. Good credit limit and easy to use app. Very friendly and helpful staff. Actually does what it says it does Reviewed on: 13th January 2023

100% the best card I have haf

Not had a bad experience with Zopa and will continue using them in the future Reviewed on: 13th January 2023

Easy application

Fast easy application, got my card sent out quickly, so far all good. Reviewed on: 13th January 2023

For everyday people!

Zopa help those when other companies turn their backs. Zopa have helped me build my credit rating and acquire a better financial future for myself and my family. Top notch! Reviewed on: 13th January 2023

Really good rates

Top people for people whose credit isn't the best Reviewed on: 13th January 2023

user friendly

its good and to helpful to many people who were in need of money Reviewed on: 13th January 2023

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