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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card could not be happier

Handy card I have got another one but I choose Zola over it rely happy with this card and this Will be my card from now till whenever.off your looking for a strait credit card no fancy bits to it just a plain straight card this is the one. Reviewed on: 13th January 2023

Responsible lender

I had a poor credit rating and Zopa approved me for their credit card with a low and affordable credit limit. I have built up a better credit rating and I have learned to manage my finances. Zopa helped me when no one else would with a realistic credit limit. The app is very straightforward also. Reviewed on: 13th January 2023

Good!!

Great card, very helpful on APP and emails to recommend other services Reviewed on: 13th January 2023

Fantastic

Great customer service app is great Reviewed on: 13th January 2023

Great all round

Easy to apply for. Good credit limit and easy to use app. Very friendly and helpful staff. Actually does what it says it does Reviewed on: 13th January 2023

100% the best card I have haf

Not had a bad experience with Zopa and will continue using them in the future Reviewed on: 13th January 2023

Easy application

Fast easy application, got my card sent out quickly, so far all good. Reviewed on: 13th January 2023

For everyday people!

Zopa help those when other companies turn their backs. Zopa have helped me build my credit rating and acquire a better financial future for myself and my family. Top notch! Reviewed on: 13th January 2023

Really good rates

Top people for people whose credit isn't the best Reviewed on: 13th January 2023

user friendly

its good and to helpful to many people who were in need of money Reviewed on: 13th January 2023

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