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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service as always will recommend

Excellent service as always will recommend Reviewed on: 15th January 2026

Easy to use app i have a card and car loan with them...

Easy to use app i have a card and car loan with them never had any problems. Keep you informed of offers and the app is great. Tells you when payments are due well in advance. Reviewed on: 15th January 2026

Great credit builder

I have had a great and easy experience with this card Reviewed on: 15th January 2026

I have found it very useful and easy

I have found it very useful and easy Reviewed on: 15th January 2026

Ive had no issues or problems and the service has be...

Ive had no issues or problems and the service has been top notch Reviewed on: 15th January 2026

Help just when I needed it

A great help getting my finances back in order Reviewed on: 15th January 2026

Very easy to deal with.

Very easy to deal with. No fuss application. Lots of clear information. Reviewed on: 15th January 2026

Just brilliant always helpful Curtiss

Just brilliant always helpful Curtiss Reviewed on: 15th January 2026

Excellent ..

I am very happy with the Zopa card . Reviewed on: 15th January 2026

Easy process from start to finish app easy to use

Easy process from start to finish app easy to use Reviewed on: 15th January 2026

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