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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Never had any issue and ones I have had have been so...

Never had any issue and ones I have had have been sorted immediately Reviewed on: 15th January 2026

Simple app to manage the account with ease

Simple app to manage the account with ease Reviewed on: 15th January 2026

Excellent service.

Excellent service. Love the app and find them to be very transparent. Easy to get any assistance or info you need. Great company. Reviewed on: 15th January 2026

Excellent service, customer service and friendly app .

Excellent service, customer service and friendly app . All in all great job. Keep it up Reviewed on: 15th January 2026

From application, to acceptance , to using my card -...

From application, to acceptance , to using my card - all very easy experiences. Reviewed on: 15th January 2026

Very friendly staff great emails

Very friendly staff great emails Reviewed on: 15th January 2026

Best Credit card I've used so far

Best Credit card I've used so far Reviewed on: 15th January 2026

Clear and simple provider to track credit.

Clear and simple provider to track credit. Reviewed on: 15th January 2026

Very low limit and very slow to change even with exc...

Very low limit and very slow to change even with excellent use Reviewed on: 15th January 2026

Everything positive

Everything positive and easy to see. App vey good and easy to navigate . Reviewed on: 15th January 2026

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Want to see more from Zopa?

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