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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simple, easy, great people

Simple and easy to use, with great customer service Reviewed on: 25th April 2025

Quick response and diligence Provided .

Quick response and diligence Provided . Reviewed on: 25th April 2025

Staff very friendly and helpfull

Staff very friendly and helpfull Reviewed on: 25th April 2025

So far, my experience has been without any hitches.

So far, my experience has been without any hitches. The card comes in handy all the time and my credit is increased at when due. Reviewed on: 25th April 2025

Zopa has truly been a god send to me fantastic...

Zopa has truly been a god send to me fantastic Reviewed on: 25th April 2025

Always great customer services never had any problem...

Always great customer services never had any problems and I’ve been a customer for many years. The interest rates and reasonable also Reviewed on: 25th April 2025

Zopa is an easy way to use credit

Zopa is an easy way to use credit Reviewed on: 25th April 2025

Amazing Credit Card

Zopa credit card has a good interest rates. Customer service is also great and helpful. Reviewed on: 25th April 2025

Easy to set up what ever service you require

Easy to set up what ever service you require Reviewed on: 25th April 2025

The best for financial and fastest transactions

The best for financial and fastest transactions Reviewed on: 25th April 2025

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