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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Good card use always credit card zopa is good

5
Good card use always credit card zopa is good Reviewed on: 25th April 2025
Drakshayani i's avatar
Drakshayani i

Great customer service, clear information on app abo...

5
Great customer service, clear information on app about balances and how to pay. Very quick and easy to use even for those who aren't as good with technology. Reviewed on: 25th April 2025
Emma R's avatar
Emma R

Happy, no issues.

5
Happy, no issues. Do as they say. Reviewed on: 25th April 2025
Yvonne K's avatar
Yvonne K

Great app

5
Great app, easy to use. Balance transfer card. Reviewed on: 25th April 2025
Martin C's avatar
Martin C

Great experience.

5
Great experience, easy to apply for. Reviewed on: 25th April 2025
Kaysar Y's avatar
Kaysar Y

My favourite card

5
Very clear and easy to use the app. Straight forward information jargon free which is just what you want. Overall my hole experience has been excellent from applying and using the Zopa credit card. Reviewed on: 25th April 2025
David 's avatar
David

Zopa has helped build my credit score

5
Zopa has helped build my credit score Reviewed on: 25th April 2025
Rebecca 's avatar
Rebecca

Great app

5
Using the app is easy to control your card limit set a credit cushion easy to use and straightforward Reviewed on: 25th April 2025
Timothy's avatar
Timothy

Easy to use card and friendly service.

5
Easy to use card and friendly service. Reviewed on: 25th April 2025
Kelly 's avatar
Kelly

Brilliant and easy to use and contact support is al...

5
Brilliant and easy to use and contact support is always there Reviewed on: 25th April 2025
Allan d's avatar
Allan d

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