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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service, customer service and friendly app .

Excellent service, customer service and friendly app . All in all great job. Keep it up Reviewed on: 15th January 2026

From application, to acceptance , to using my card -...

From application, to acceptance , to using my card - all very easy experiences. Reviewed on: 15th January 2026

Very friendly staff great emails

Very friendly staff great emails Reviewed on: 15th January 2026

Best Credit card I've used so far

Best Credit card I've used so far Reviewed on: 15th January 2026

Clear and simple provider to track credit.

Clear and simple provider to track credit. Reviewed on: 15th January 2026

Very low limit and very slow to change even with exc...

Very low limit and very slow to change even with excellent use Reviewed on: 15th January 2026

Everything positive

Everything positive and easy to see. App vey good and easy to navigate . Reviewed on: 15th January 2026

Great company and very helpful.

Great company and very helpful. Easy to use and very accessible. Jeeps me updated when they need to and makes my life easier! Reviewed on: 15th January 2026

Great card to use to rebuild

Helpful app, great card to use to rebuild credit, quick and easy to navigate and always a helpful notification when needed but not too much. Maybe 5 or 6 days before payment due etc. Reviewed on: 15th January 2026

Very easy to use kept up to date and...

Very easy to use kept up to date and great rate Reviewed on: 15th January 2026

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