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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

All good and exelents customers service

All good and exelents customers service Reviewed on: 15th January 2026

Very smart and excellent service all round

Very smart and excellent service all round Reviewed on: 15th January 2026

Zopa has no parellal I would rait zopa excellent...

Zopa has no parellal I would rait zopa excellent Reviewed on: 15th January 2026

Nothing but positive from me!

Nothing but positive from me! Great app, great service! Reviewed on: 15th January 2026

Such a quick and easy process to apply for a zopa cr...

Such a quick and easy process to apply for a zopa credit card. Reviewed on: 15th January 2026

Very helpful and gave me credit to rebuild my credit...

Very helpful and gave me credit to rebuild my credit file Reviewed on: 15th January 2026

customer service

They've got a great customer service team who support you all the way. Reviewed on: 15th January 2026

Quick and easy application process and the app is ea...

Quick and easy application process and the app is easy to navigate. Reviewed on: 15th January 2026

Excellent service

I’m a recent customer and have had a great experience so far. I’ve had a credit increases loan options it’s been great. Reviewed on: 15th January 2026

Excellent card,...

Excellent card, doesn’t give you a massive credit but enough so it can be paid back so hopefully helpful for a better credit score. Reviewed on: 15th January 2026

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