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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Since I applied everything was straight forward , cl...

Since I applied everything was straight forward , clear and a great company Reviewed on: 15th January 2026

Highly recommend using card great to add to your wallet

Highly recommend using card great to add to your wallet Reviewed on: 15th January 2026

Zopa service is excellent zopa credit card is really...

Zopa service is excellent zopa credit card is really help to online shopping use traveling Reviewed on: 15th January 2026

I love the way dopamine do business

I love the way dopamine do business Reviewed on: 15th January 2026

Always keep me updated about my account.

Always keep me updated about my account. Reviewed on: 15th January 2026

Lovely customer service, really helpful

Lovely customer service, really helpful Reviewed on: 15th January 2026

I receive excellent customer service & support from...

I receive excellent customer service & support from Zopa each time. The app is easy to use. Reviewed on: 15th January 2026

Have always been very happy with the service

Have always been very happy with the service Reviewed on: 15th January 2026

Very easy and it help a lot building your credit

Very easy and it help a lot building your credit Reviewed on: 15th January 2026

Excellent company

Excellent company very good with customer service and support Reviewed on: 15th January 2026

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