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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card providers

Ive had a great experience when no other provider would help me Reviewed on: 15th January 2026

I took out a Zopa card to help with my bad credit sc...

I took out a Zopa card to help with my bad credit scoring. The process was very easy and was set up quickly and my credit score has risen. Reviewed on: 15th January 2026

Helpful staff, manage to get in touch very fast,

Helpful staff, manage to get in touch very fast, Reviewed on: 15th January 2026

Always a pleasure to deal with with fast response, r...

Always a pleasure to deal with with fast response, respectful on the phone, good at resolving any issues Reviewed on: 15th January 2026

ZOPA CREDIT CARD EXCELLENT

Brilliant communication excellent service and great interest. Puts the customer first always Reviewed on: 15th January 2026

I found it easy to apply for the card and since I ha...

I found it easy to apply for the card and since I have been using the card my credit score went up Reviewed on: 15th January 2026

When I was in big problems to sort my financial stru...

When I was in big problems to sort my financial struggles.... they comes to my request... Reviewed on: 15th January 2026

Quick, easy and necessary precautions and checks.

Quick, easy and necessary precautions and checks. Helped when I lost my job too regarding payments. Reviewed on: 15th January 2026

I have had Zopa for a while now and compleatly satis...

I have had Zopa for a while now and compleatly satisfied Reviewed on: 15th January 2026

Very happy with zopa.

Very happy with zopa. Good customer service. Reviewed on: 15th January 2026

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