Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Been great works when I need it to increased my limi...

Been great works when I need it to increased my limit recently so happy with that u still want a little more so here it is Reviewed on: 24th April 2025

5 stars for Zopa

Cannot fault it Always keep you up to.date Reviewed on: 24th April 2025

Good way of maintaining financial activity.

Good way of maintaining financial activity. Reviewed on: 24th April 2025

Zopa is suits me good

I am using every month this card it is secure and comfortable Reviewed on: 24th April 2025

All been good every time I have dealt with them...

All been good every time I have dealt with them Reviewed on: 24th April 2025

Excellent company easy to contact really easy app to...

Excellent company easy to contact really easy app to use Reviewed on: 24th April 2025

Friendly helpful, txts every time you spend that how...

Friendly helpful, txts every time you spend that how I found out my card had been used by someone other than myself , was sorted out with in two weeks fully refunded and new card sent out Reviewed on: 24th April 2025

Easy transactions

Zopa have been very easy to deal with, comprehensive and discrete application with a quick response to my requests Reviewed on: 24th April 2025

Great credit card with very fair rates of interest

Great credit card with very fair rates of interest Reviewed on: 24th April 2025

Zopa is an excellent credit card service,everything...

Zopa is an excellent credit card service,everything about it I have found an excellent service,would highly recommend if eligible Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub