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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent Bank and credit card provider I love the e...

Excellent Bank and credit card provider I love the emails that comes through, always positive Reviewed on: 15th January 2026

Transparent

I like the fact that you can clear your balance even if you have purchased something on the same day so it’s an immediate update which no other lender do it that way Reviewed on: 15th January 2026

Excellent to deal with.

It was easy to get my card. Always a pleasurable experience dealing with Zopa on any problems I had, anyone I spoke with was courteous, willing to listen, knowledgeable and always gave me great advice. Reviewed on: 15th January 2026

My experience has been very good am very happy

My experience has been very good am very happy Reviewed on: 15th January 2026

Satisfactory.

Satisfactory. Easy to apply. Credit control. No quick increase in limit. Reviewed on: 15th January 2026

Great company, great customer service, great value f...

Great company, great customer service, great value for money Reviewed on: 15th January 2026

Great company, great coms and happily recommend

Great company, great coms and happily recommend Reviewed on: 15th January 2026

Have had a problem very good very good service service

Have had a problem very good service Reviewed on: 15th January 2026

Happy Customer

I applied for a card not really expecting to get one and I did and it's been fantastic Reviewed on: 15th January 2026

Excellent never had a problem with their service

Excellent never had a problem with their service Reviewed on: 15th January 2026

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