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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

This has given me financial stability

This has given me financial stability Reviewed on: 24th April 2025

Excellent

Hassle free one of the best credit card Reviewed on: 24th April 2025

Very good service any problems they get sorted in go...

Very good service any problems they get sorted in good time Reviewed on: 24th April 2025

Good card

Great card. Love it very easy to use Reviewed on: 24th April 2025

Happy with everything would recommend

Very happy, would recommend to anyone, Reviewed on: 24th April 2025

It was a good and useful experience.

It was a good and useful experience. Reviewed on: 24th April 2025

Very supportive

Very supportive and helpful customer service Reviewed on: 24th April 2025

Very happy with Zopa Credit Card,

Very happy with Zopa Credit Card, one of the best interest rate on the market, and they could do better on loans, offering a lower interest rate and a higher amount... Reviewed on: 24th April 2025

Zopa could help customer experience by offering low...

Zopa could help customer experience by offering low rate loans to pay off credit balance Reviewed on: 24th April 2025

Zopa has given me opportunity to boost my credit his...

Zopa has given me opportunity to boost my credit history and score Reviewed on: 24th April 2025

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