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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Top card

Very easy to manage, love the easy app setup Reviewed on: 15th January 2026

Excellent

I've had no problems since receiving the credit card. It's perfect for me. Reviewed on: 15th January 2026

Stress free credit building

Used to zopla after being in an Iva and its been so helpful to start building my credit again Reviewed on: 15th January 2026

No fuss to get cards and the app is great to use.

No fuss to get cards and app is great to use. Easy Reviewed on: 15th January 2026

Excellent all round service

Efficient, cost effective and informative. Reviewed on: 15th January 2026

Great company to deal with, lots of expertise

Great company to deal with, lots of expertise Reviewed on: 15th January 2026

So far so good

No reason as yet not to recommend Zopa to anyone...Excellent service Reviewed on: 15th January 2026

Great Experience

My experiencia is good with card Reviewed on: 15th January 2026

Easy to manage and navigate the app.

Easy to manage and navigate the app. Good customer service Reviewed on: 15th January 2026

Good customer sevice experience with zopa .

Good customer sevice experience with zopa .Zopa helped me receive credit for my car and credit card. Reviewed on: 15th January 2026

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