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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Just happy, helping to improve credit scores

Just happy, helping to improve credit scores Reviewed on: 24th April 2025

No balance transfer do other cards

No balance transfer do other cards Reviewed on: 24th April 2025

I had no problem with them they are very good...

I had no problem with them they are very good Reviewed on: 24th April 2025

Outstanding service.

Outstanding service. Effective communication. Reviewed on: 24th April 2025

Best one out there

Very good experience, straight forward and quick application Reviewed on: 24th April 2025

Brilliant credit building card, had really helped me...

Brilliant credit building card, had really helped me improve my credit score, highly recommended for people like me. Reviewed on: 24th April 2025

Best credit card I've used.

Best credit card I've used. Easy online use too Reviewed on: 24th April 2025

Zona Rocks

Very happy with Zopa, great customer service. Reviewed on: 24th April 2025

Never needed customer services as all easy to use

Never needed customer services as all easy to use Reviewed on: 24th April 2025

I am very happy to be using zopa credit card...

I am very happy to be using zopa credit card Reviewed on: 24th April 2025

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