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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Don’t charge huge interest rates never had a bad exp...

Don’t charge huge interest rates never had a bad experience with Zopa Reviewed on: 15th January 2026

Excellant friendly service.

Excellant friendly service. Easy to contact. Reviewed on: 15th January 2026

Excellent service

Good service app is really easy to use Reviewed on: 15th January 2026

Great credit card.

Great credit card. The Zopa app is so easy to use and I can any amount at any time to pay off by balance by the due date. Statements are on the app and notified by email to say it has been generated. Very easy to read. Reviewed on: 15th January 2026

Great experience and helping me to better my credit...

Great experience and helping me to better my credit score. Very impressive in helping people and great offers. Reviewed on: 15th January 2026

Have had good experiance with them

Have had good experiance with them Reviewed on: 15th January 2026

The accepted my application very quickly.

The accepted my application very quickly. They were very transparent and appealing.The app is great and the credit limit too Reviewed on: 15th January 2026

Excellent customer service first class service easy...

Excellent customer service first class service easy application process quick and no hassle Reviewed on: 15th January 2026

Their onboarding process is simple and seamless.

Their onboarding process is simple and seamless. Reviewed on: 15th January 2026

Responsible lenders and easy to contact customer ser...

Responsible lenders and easy to contact customer service. Will offer increase to customers if they show they are spending responsible. Reviewed on: 15th January 2026

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