Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant credit card provider .

Brilliant credit card provider .Highly recommend to anyone Reviewed on: 15th January 2026

Good service very application online easy

Good service application online easy Reviewed on: 15th January 2026

Good services

Applying was easy, the application took about 20 min. Never had any issues Reviewed on: 15th January 2026

Excellent Credit Card Provider.

Excellent Credit Card Provider. Been with them for months and the process of applying and there notification settings are fantastic. Reviewed on: 15th January 2026

Very good customer service and overall service from...

Very good customer service and overall service from them Reviewed on: 15th January 2026

Always had postive experoences with Zopa.

Always had postive experoences with Zopa. My number 1 credit card Reviewed on: 15th January 2026

I find the site easy to use and have no problems wit...

I find the site easy to use and have no problems with anything Reviewed on: 15th January 2026

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK...

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK ON TRACK WITH THERE CREDIT SCORE Reviewed on: 15th January 2026

Good and very useful to when I am in need

Good and very useful to when I am in need Reviewed on: 15th January 2026

Super easy

Super easy, uncomplicated and straightforward. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Instant pay
from Incredible 4.61 from 28 reviews
Gold Card
from first direct 4.23 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub