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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great bank easy website site brilliant app very easy...

Great bank easy website site brilliant app very easy to keep up to date with your spending would highly recommend Reviewed on: 15th January 2026

Great rebuilt my credit. Excellent.

Great company. Highly recommend. Reviewed on: 15th January 2026

Just Great

Easy to apply. Great communication. Great app. Reviewed on: 15th January 2026

Great credit company

I’ve had great experience from start, great credit depending on you yourself, can use the card anywhere, excellent communication service Reviewed on: 15th January 2026

Fantastic card to have ,no bother with it ,enjoy usi...

Fantastic card to have ,no bother with it ,enjoy using it xx Reviewed on: 15th January 2026

No issues at all overall great company

No issues at all overall great company Reviewed on: 15th January 2026

Excellent way to build credit control

Excellent way to build credit control Reviewed on: 15th January 2026

Extremely pleased with Zopa, great value and brillia...

Extremely pleased with Zopa, great value and brilliant customer service, would definitely recommend them Reviewed on: 15th January 2026

Very good service

Very good service as always from Zopa Reviewed on: 15th January 2026

Everything very good,no hassle card

Everything very good,no hassle card Reviewed on: 15th January 2026

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