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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa are absolutely brilliant never had no problem

Zopa are absolutely brilliant never had no problem Reviewed on: 24th April 2025

Won't increase my credit limit even though I have no...

Won't increase my credit limit even though I have not missed any payments Reviewed on: 24th April 2025

Easy reliable and quick to use fair rates

Easy reliable and quick to use fair rates Reviewed on: 24th April 2025

Always helpful ,keep me informed of other products,...

Always helpful ,keep me informed of other products, repayments are never to much. Reviewed on: 24th April 2025

Just very easy access and no dramas very good all ro...

Just very easy access and no dramas very good all round experience Reviewed on: 24th April 2025

Never had problems with zopa.

Never had problems with zopa...... Reviewed on: 24th April 2025

The support I received from Zopa has been excellent.

The support I received from Zopa has been excellent. From credit card support to helping out with refunds during fraudulent transactions. Reviewed on: 24th April 2025

Support if needed.

Update information regarding the card usage and payment. Product and service which can help support managing your account. Reviewed on: 24th April 2025

Helped very much with problems with my card

Helped very much with problems with my card Reviewed on: 24th April 2025

Amazing services ,no issues with the card,serious se...

Amazing services ,no issues with the card,serious service. Reviewed on: 24th April 2025

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