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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

From beginning been so helpful and accommodating & i...

From beginning been so helpful and accommodating & informative Reviewed on: 15th January 2026

Great Provider

Zopa were there when I needed them Reviewed on: 15th January 2026

It was easy to set up and the received swift...

It was easy to set up and the received swift decision Reviewed on: 15th January 2026

Fantastic experience

Fantastic experienced every thing is very simple and straightforward. Reviewed on: 15th January 2026

Its been great.

Its been great. They gave me a card when nobody else would touch me due to poor credit Reviewed on: 15th January 2026

So handy to have in emergency and every day use...

So handy to have in emergency and every day use Reviewed on: 15th January 2026

excellent service the App is very easy to use and th...

excellent service the App is very easy to use and the team are very responsive Reviewed on: 15th January 2026

Friendly fast and easy.

Friendly fast and easy. Quic6 decision Reviewed on: 15th January 2026

All the services provided are excellent!

All the services provided are excellent! Reviewed on: 15th January 2026

Good start to finish, even when my card got cloned t...

Good start to finish, even when my card got cloned the customer service was great and resolved it asap Reviewed on: 15th January 2026

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