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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

excellent service frienldy real people

excellent service frienldy real people Reviewed on: 15th January 2026

Fantastic card.

Very easy to set up, transparent company, no hidden fees, excellent to deal with, highly recommend. Reviewed on: 15th January 2026

Zopa really help me manage my money and provided me...

Zopa really help me manage my money and provided me with many options to increase my credit score and build up a financial portfolio. Reviewed on: 15th January 2026

Why I Like Zopa Credit Card

The application process was so easy and once accepted you got got your card in no time. There is also a system where you reserve part of your total credit as a way of Managing your credit.I find this very helpful, Reviewed on: 15th January 2026

Great product and app is easy to use

Great product and app is easy to use Reviewed on: 15th January 2026

Easy and very manageable.

Easy and very manageable. No struggle at all applying for a credit card.All the steps are very easy to follow Reviewed on: 15th January 2026

Great experience excellent performance

Great experience excellent performance Reviewed on: 15th January 2026

Great app very informative and customer service spec...

Great app very informative and customer service spectacular Reviewed on: 15th January 2026

Zopa card provide value and quality services to thei...

Zopa card provide value and quality services to their costumers. Reviewed on: 15th January 2026

HELPFUL WHEN I NEDED THEM MOST

WHEN I NEEDED HELP ZOPA WAS THERE TO HELP. GOT ME THROUGH THE MONTH Reviewed on: 15th January 2026

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