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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Prompt & efficient services

Prompt & efficient service, friendly & helpful Reviewed on: 15th January 2026

Easy access to the app and good custoemr service whe...

Easy access to the app and good custoemr service when i need it Reviewed on: 15th January 2026

really happy with card great app and customer servic...

really happy with card great app and customer service excellent when i reach out to them. Reviewed on: 15th January 2026

Great Customer Service.

Easy to connect with and prompt answers to requests.in my experience interest rates are really competitive.Any problems,sorted quickly. Reviewed on: 15th January 2026

one of the best cards around

Excellent service excellent product very friendly and helpful staff Reviewed on: 15th January 2026

Good experience spending money abroad no extra charg...

Good experience spending money abroad no extra charges great exchange rate Reviewed on: 15th January 2026

Delivered what I expected from them

Delivered what I expected from them Reviewed on: 15th January 2026

Always great customer services.

Always great customer services. Best Credit Card I’ve used by a country mile! Reviewed on: 15th January 2026

Excellent communication and excellent mobile app

The communication that you receive regarding your card and the transactions is on point. The bank app is very user friendly. Reviewed on: 15th January 2026

I had a poor credit rating and I I applied to Zopa a...

I had a poor credit rating and I I applied to Zopa and was accepted straight away. Reviewed on: 15th January 2026

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