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Zopa: Credit Card reviews

4.93
Based on 40,265 reviews, last reviewed 3rd May 2025
74% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient to use Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025
Maureen Martin's avatar
Maureen Martin

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40265)

Review of the Zopa, Credit Card:

Zopa Credit card is not good for me because I am using this card since last 1 year and paying my full statement amount every month but still I didn't get any cards my card Limit to increase.

3
According to AQUA credit card ZOPA credit card is worst for me because since last one year I am using Zopa card and my credit Limit is same. Zooa credit card doing always HARD credit checks its not good for everyone one. I have AQUA Credit card since last 9 months and they increase my credit Limit 3 time, so I am not recommending to ZOPA credit card to anyone.. Reviewed on: 29th March 2022

It helps improve the credit score who has a poor cre...

4
It helps improve the credit score who has a poor credit. Reviewed on: 28th April 2025

Excellent communication

5
Excellent communication and gives great insight on my account Reviewed on: 28th April 2025

Zopa good service

5
Amazing very good always good service Reviewed on: 28th April 2025

The product is good when you need it

5
The product is good when you need it Reviewed on: 28th April 2025

Perfect!!!

5
Good product nothing to complain Reviewed on: 28th April 2025

Very easy to use app, excellent service.

5
Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

5
Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

My experience has been satisfying

5
My experience has been satisfying Reviewed on: 28th April 2025

the app is very good but it's also easy to talk to s...

5
the app is very good but it's also easy to talk to soombody Reviewed on: 28th April 2025

Fantastic company, friendly and easy.

5
Fantastic company, friendly and easy. Reviewed on: 28th April 2025

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