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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Perfect to build credit score.

Perfect to build credit score. Easy to use app. Reviewed on: 15th January 2025

Use abroad.

Good service, keep me informed and free to use abroad. Reviewed on: 15th January 2025

Top credit card

Easy to use and service is excellent Reviewed on: 15th January 2025

Zopa believed in me when no other Bank did.

Zopa believed in me when no other Bank did. I still have a long way to go but they are here for me! Reviewed on: 15th January 2025

Excellent card

I have not had any problems at all with my card. I get regular emails as to what my spending has been so I can keep in control. Brilliant tools Reviewed on: 15th January 2025

Very good service easy understandable

Very good service easy understandable Reviewed on: 15th January 2025

Fantastic credit company

Easily arranged and easy to make payments on the app, good service Reviewed on: 15th January 2025

Does what it says on the tin!

App works well, money you pay in goes onto your card almost immediately, no fuss or delays. Im not sure about the customer service cos I don't think I've ever needed it. Reviewed on: 15th January 2025

Fantastic card plenty of notifications always on han...

Fantastic card plenty of notifications always on hand with any new update Reviewed on: 15th January 2025

Credit card review

Everything has been ok so far. I haven’t yet had to speak with customer services so I don’t have any comments on that yet. Reviewed on: 15th January 2025

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