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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

everytime i speak to a Zopa rep i get concise answer...

everytime i speak to a Zopa rep i get concise answers & advice Reviewed on: 15th January 2025

Relief, Thank you

Got help when I needed it! It was the only offer I got for my age Reviewed on: 15th January 2025

Great and responsive service, easy to use, a great p...

Great and responsive service, easy to use, a great product. Reviewed on: 15th January 2025

Great card

Great card no issues with using would happily recommend to my friends Reviewed on: 15th January 2025

Good credit card and good service

Good credit card and good service Reviewed on: 15th January 2025

I like the speed of updating payments.

I like the speed of updating payments. The app is very straightforward and Very clear. Reviewed on: 15th January 2025

Good experience

Always there for you the app is really easy to use Reviewed on: 15th January 2025

Zopa are very easy to contact and customer service...

Zopa are very easy to contact and customer service is very helpful. Reviewed on: 15th January 2025

Best excellent than excellent I will recommend to my...

Best excellent than excellent I will recommend to my friends Reviewed on: 15th January 2025

Excellent service and professional support!

Excellent service and professional support! Reviewed on: 15th January 2025

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