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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helped me where others wouldn’t.

Helped me where others wouldn’t. App so easy to use customer services at your finer tips Reviewed on: 15th January 2025

Excellent credit card for bad credit score

I’m very happy with my Zopa credit card , always helped me when needed. Reviewed on: 15th January 2025

Easy to use everything done in the App

Easy to use everything done in the App Reviewed on: 15th January 2025

Easy manage

Easy to manage card and payments show up quickly Reviewed on: 15th January 2025

No issues with this excellent service that they prov...

No issues with this excellent service that they provide Reviewed on: 15th January 2025

It’s help improve my credit rating.

It’s help improve my credit rating.also affordable.rating is pretty good. Reviewed on: 15th January 2025

everytime i speak to a Zopa rep i get concise answer...

everytime i speak to a Zopa rep i get concise answers & advice Reviewed on: 15th January 2025

Relief, Thank you

Got help when I needed it! It was the only offer I got for my age Reviewed on: 15th January 2025

Great and responsive service, easy to use, a great p...

Great and responsive service, easy to use, a great product. Reviewed on: 15th January 2025

Great card

Great card no issues with using would happily recommend to my friends Reviewed on: 15th January 2025

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